GNEC Loan Programs
DreamMaker Loan
If you require up to a $30,000 loan for your business, then the GNEC DreamMaker Loan can be the right option for you. Borrow between $5,000 to $30,000 without a collateral pledge (case-by-case).
Decreasing Rates*with NO prepayment penalties and a term typically of 4 years
Loan amounts from $5,000 to $30,000
May be done with NO collateral pledge
Decisions are made “in-house” by our internal credit committee
- Borrowers with ITIN numbers are acceptable.
Rates That Reward You
They start low and go even lower.
With GNEC, your interest rate decreases each year when you make on-time payments—helping you save more as your business grows.
Year 1: 7.99%
Year 2: 6.99%
Year 3: 5.99%
Year 4: 4.99% (Lowest Rate!)
Stay on track, and your rate goes down—simple as that.
Testimonials
Jason Martin
“I could only speak of my own experience from years of dealing with other people. I believe that GNEC is a sincere partner to collaborate. They are interested in seeing you grow. They’re interested in your success.”
Jessenia Silverio
“They gave us the opportunity to package our product, buy our materials and set us up for success.”
Jayda Audrick
“Without that loan I would not have been able to get that far that fast.”
Hilda Mera
“I applied in a bank and unfortunately they were not giving me what I was looking for….. Then I actually found out about GNEC and the process with GNEC was so easy and the people I dealt with were very nice and the info was not difficult to work with.”
Eryn Santos
“They helped me with everything. You guys were amazing, everybody in the company was so beautiful to me. I have no other words than to say thank you…. I think it was a beautiful opportunity for the LGBTQ community.”
Kimberly Butler
“There’s always a reason to not do it so if you don’t get started then it just wont happen. The key is to learn from those mistakes and if you don’t know the answer it doesn’t mean you’re not doing a good job.”
@GreaterNewarkEnterprisesCorporation
@gnecnj 
@Greater Newark Enterprises Corporation